Who is eligible for NJ FamilyCare?
Children 18 and younger may apply for the program, as well as certain low-income parents.
Many adults who applied prior to June 15, 2002 are still covered by the program. We are again accepting new applications from parents at or below 133% of the federal poverty level. (For example, a monthly income of $2,350 for a family of four.)

Eligibility is based on family size and monthly income. Family size includes children under 21, adoptive and natural parents and their spouses. If a child is living in a household with a grandparent, guardian, or caretaker, that person is not included in the family size, and their income is not taken into consideration when calculating eligibility for NJ FamilyCare, unless the guardian is also requesting coverage.

Only monthly income, not assets, is considered for eligibility.
To view income eligibility limits for various family sizes, go to What It Costs. The blue line shows the maximum income (annual and monthly) that families of various sizes can have in order to be eligible to apply for parent coverage. The bottom line of the chart shows the maximum income for coverage for children.

What if my family makes too much money to qualify for NJ FamilyCare?
Parents at higher income levels can purchase health insurance for their children at reasonable rates through the NJ FamilyCare ADVANTAGE program administered by Horizon NJ Health if they qualify. The cost is $137 per month for one child; $274 per month for two children; and $411 per month for three or more children. To learn more, please visit http://www.horizonnjhealth.com/members_nj_familycare_advantage.asp or call 1-800-637-2997.